What’s the most important factor used in calculating your credit score?

What type of credit requires collateral?

True or false: If you haven’t used credit before your credit score is 0.

You have four credit cards that each have a credit limit of $200. You have a balance of $100 on two cards. What is your credit utilization ratio?

True or false: Making the minimum required payments on a credit card every month is not a good way to manage your credit.

If you have $2,000 saved to make a down payment on a car and the car costs $10,000, what will the starting balance of your auto loan be?

Which of the following is not a credit bureau?

True or false: The payments for installment credit are the same every month.

Credit inquiries in your credit report affect which credit scoring factor?

True or false: Credit cards are always unsecured credit.